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DESJARDINS Permanent Life Insurance

Desjardins offers several permanent life insurance solutions that will protect your beneficiaries and heirs when you pass away. To answer all needs, Desjardins has many products that can be personalized according to your family and work situation:

Desjardins 50+ Life Insurance

  • Available to ages 50 to 75
  • No medical exam required to qualify, just a few Yes or No questions
  • Benefit ranges from $5,000 to $20,000
  • Guaranteed premiums
  • In case of accidental death your beneficiaries receive 5 times the benefit amount
  • Option to pay off your insurance early and stay covered

Personalized

  • Premiums can be paid for 10, 15 or 20 years, or to age 65 or 100.
  • Benefits can go from $1,000 to $10,000,000, depending on the product.
  • Allows you to choose a 2-in-1 coverage either for critical illness or long-term care.
  • Allows you to change your benefit without providing proof of good health.

Participating

  • Allows you to pay your premiums for 20 years or to age 100.
  • Allows you to choose between five dividend options.
  • Guaranteed tax-free death benefit.
  • Can be personalized with additional coverages (such as Accident, Children’s Life Protection or Business insurability).
More about the addtional life insurance products offered by Desjardins now.

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